Your home insurance is important should any damage occur in or around your property, but reducing the premium on your home insurance can be a great help.
This month, we’re looking at how roller shutters might influence your insurance premium, due to the fantastic security benefits they bring to any home or business.
Security
There are a number of factors which will influence how much your insurance premium will be. The size of this influence will vary between insurance companies, as each will have different standards, but typically, the greater security around your property, the cheaper your insurance premium will be.
Roller shutters provide impressive levels of security to any premises. Not only do they act as a strong physical barrier, roller shutters are also an effective deterrent. With zero discernible weak points or obvious points of entry, a properly installed roller shutter will go a long way towards preventing opportunistic crime.
Potential thieves will often act on an opportunity that happens to present itself, for instance, they may notice that an old up and over garage door is sitting loose in the garage opening. This could be a quick and easy way for them to gain access to your garage without causing any disturbance or raising an alarm. Roller shutters simply don’t present opportunities like this, so passing thieves will be much less likely to attempt a break-in.
Reduced risk
The main reason to invest in security around your home and business is to reduce the risk of something happening to your property – in this case, criminal damage or loss of belongings/goods. Roller shutters will help to greatly reduce the risk associated with your home or commercial premises.
Installing dedicated security roller shutters will add much greater levels of protection throughout your property, whether you’re using them as internal partitions inside a shop, or installing them on your home. Reduce the risk level of your property and the less likely you are to make a claim in the future, meaning you pay less on your premium.
Roller shutters can be used as sturdy addition to your existing security system, or as a foundation for one. The design of roller shutters makes them tough to break through without prolonged and dedicated force, so they do not lend themselves well to the quick in-and-out assault favoured by most burglars. They are hardwearing and are designed to perfectly fit your chosen space, leaving no spaces or gaps which criminals would be able to expose.
You can further the security of your roller shutter by opting for an automated mechanism, which helps to limit access to those who have legitimate means of entry. This will help lower your risk rating even more, saving you a bundle in the long term.
Additional security measures
Roller shutters can be a substantial security benefit to your home or business, but investing in additional security features around your property will help to reduce your insurance premium further.
CCTV and burglar alarms are wise choices, and necessary for many properties, but it’s also important to make sure you have the most suitable locks for your doors and windows. Check with different providers to get an idea of the minimum expectations, then think about opting for something more substantial in order to reduce your premium as much as possible, while greatly reducing the chances of a break-in.
Fire doors and shutters will also help, as they will vastly reduce the damage done to your property should a fire break out, and steel doors for businesses instead of traditional doors will also boost the base level of security throughout the building.
Professional installation
To ensure that you attain the most comprehensive level of security available, it’s always best to consult the experts. Not only will a professional installer be able to recommend the most suitable security roller shutter for your property, they can also carry out installation to the highest possible standards. This means you benefit from roller shutters which are designed with you in mind, providing a reliable security solution which bolsters existing weak spots around your premises and will help to prevent breaches of your property for many years to come.
Safe & Secure are proud to be a leading supplier of a range of roller shutters to commercial and domestic customers throughout North Wales and Northern England. Our security roller shutters, along with our variety of roller garage doors, steel doors and fire shutters, are designed and produced by our highly skilled engineers, who are dedicated to helping you find the best possible security solutions for your home or business. For more information on all of our services, don’t hesitate to get in touch with our friendly team today.